The CGTMSE Loan scheme is designed to help micro and small enterprises secure bank funding without the burden of collateral. By leveraging a government-backed credit guarantee, businesses can access higher loan amounts with improved approval confidence, making it an ideal solution for growth, expansion, and working capital needs through formal banking channels.
CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) Loan is a government-backed credit guarantee scheme that enables micro and small businesses to access bank loans without collateral or third-party security. The scheme is jointly launched by the Government of India and SIDBI to encourage entrepreneurship and ease access to formal credit. Under CGTMSE, banks provide loans to eligible MSMEs while the trust offers guarantee cover, reducing the lender’s risk and improving loan approval chances for businesses.
Evaluation of business profile and loan requirement.
Verification of financial, legal, and business documents.
Creation of bank-ready loan proposal.
Submission and follow-ups with the lending bank.
Assistance with guarantee coverage formalities.
Release of approved loan amount.
We don’t just register companies we help build scalable, compliant businesses.
Startup Sarthi Solutions is a business consultancy firm that provides guidance, advisory, and execution support services related to business registrations, certifications, loans, and grant applications. Please note that we do not provide any form of financial, legal, or regulatory guarantees, and approvals are subject to the respective government authorities, institutions, or agencies.
Payments for services are accepted only in the name of Startup Sarthi Solutions. All payments must be made exclusively to our official business account via NEFT, IMPS, RTGS, or through approved digital payment gateways. We do not accept payments to personal accounts or under any other name. Clients are strongly advised to verify account details before making any transaction. Startup Sarathi Solutions shall not be responsible for any loss arising from payments made outside these authorized channels.
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